Funeral Cover for Extended Family in South Africa
In South Africa, the extended family often carries significant financial and emotional obligations when a loved one passes. Funeral cover for extended family members — including parents, parents-in-law, siblings, aunts, uncles and grandparents — can be added to an existing family policy from as little as R22 per month per person.
This makes it practical to cover multiple family members on a single policy, with one monthly premium and one point of contact for claims. Extended family cover is particularly important for South African adults who support multiple generations — what is often called the “sandwich generation” reality.
Who Counts as Extended Family?
- Parents and step-parents
- Parents-in-law
- Siblings
- Grandparents
- Aunts and uncles
- Other adult dependants
Funeral Cover Plans & Premiums
Single Cover
| Cover | Monthly |
|---|---|
| R10 000 | R70 |
| R20 000 | R95 |
| R30 000 | R120 |
Family Cover (member + partner + children)
| Cover per adult | Monthly |
|---|---|
| R10 000 adults / R5 000 children | R80 |
| R20 000 adults / R10 000 children | R115 |
| R30 000 adults / R15 000 children | R150 |
Extended Family Cover (parents, in-laws, siblings)
| Age | Cover options | From |
|---|---|---|
| 0–65 | R3 000–R15 000 | R22/month |
| 66–75 | R2 000–R10 000 | R36/month |
| 76–85 | R2 000–R10 000 | R50/month |
Value-Added Benefits (all plans)
- Emergency Medical Services
- Trauma & Assault Assistance
- HIV Prevention Cover
- Legal Assist
- Repatriation of remains within South Africa
- Discounted Food Vouchers
Funeral Cover Guides
Funeral Policies
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With Grace is a funeral cover and policy provider that gives South Africans information about a range of funeral related insurance products. We work with only the best funeral policy companies in South Africa to ensure you get the best plan and service. READ MORE
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