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One of the most common questions South Africans ask when taking out a funeral plan is whether they can cover their parents on the same policy. The answer is yes — and it's more affordable than most people expect. Extended family funeral cover for a parent aged 0–65 starts from as little as R22 per month.

For older parents, cover is still available. Adults aged 66–75 can be covered from R36 per month, and adults aged 76–85 from R50 per month. This makes funeral cover for parents accessible at every life stage, including for aging or retired parents on a fixed income.

What Does Funeral Cover for Parents Include?

When you add a parent to your funeral plan, they receive a cash lump sum paid out to your family on their death. The payout is used to cover funeral costs, catering, transport, and other expenses. Additional value-added benefits included in the plan are:

• Emergency Medical Services
• Trauma & Assault Assistance
• Legal Assist
• Repatriation of remains within South Africa
• HIV Prevention Cover
• Discounted Food Vouchers

Cover Options for Parents by Age

Parent's Age	Cover Amount	Monthly Premium
0–65	R3 000 – R15 000	From R22
66–75	R2 000 – R10 000	From R36
76–85	R2 000 – R10 000	From R50

Cover for parents is added as extended family members to your main policy. You can cover parents, parents-in-law, and other extended family members on the same plan, keeping everything simple and under one monthly premium.

How to Get Funeral Cover for Your Parents

Fill in the quote form and a consultant will contact you to confirm cover details for your parents and any other family members you wish to include. Cover is available for South African residents aged up to 85.

With
Grace