Funeral Cover for Adults Over 75 in South Africa
Finding funeral cover for someone over 75 in South Africa can be challenging — many mainstream insurers have an upper age limit of 65 or 75 for new applicants. However, extended family funeral cover plans are available for adults aged 76 to 85, with premiums starting from R50 per month and no medical examination required.
Cover amounts range from R2 000 to R10 000 for this age group. While this is lower than cover available to younger adults, it is sufficient to contribute meaningfully to funeral costs and relieve the immediate financial burden on family members.
Over-75 Funeral Cover — Premiums and Cover Amounts
| Cover Amount | Monthly Premium |
|---|---|
| R2 000 | R50 |
| R4 000 | R100 |
| R6 000 | R150 |
| R8 000 | R200 |
| R10 000 | R250 |
This cover is added as an extended family member to an existing policy. The main policyholder (the person paying) must be aged 18–65. Cover is available for South African residents aged up to 85.
Included Benefits
- Emergency Medical Services
- Trauma & Assault Assistance
- Legal Assist
- Repatriation of remains within South Africa
- Discounted Food Vouchers
See also: Funeral cover for pensioners | Funeral cover for parents
Funeral Cover Guides
Funeral Policies
Get a Quote
With Grace is a funeral cover and policy provider that gives South Africans information about a range of funeral related insurance products. We work with only the best funeral policy companies in South Africa to ensure you get the best plan and service. READ MORE
With
Grace