Momentum Funeral Cover — Plans and Premiums
Momentum is one of South Africa's leading financial services providers, and its funeral cover offering stands out for one notable reason: Momentum returns 20% of your annual premiums back to you each year as a reward for staying covered. This cashback feature makes it particularly attractive for policyholders who maintain uninterrupted cover.
Momentum funeral cover is available for individuals, couples, and extended families. The plan covers the main member, spouse or partner, dependent children, and extended family members. A dedicated claims team ensures fast payout when it matters most.
Funeral Cover Plans & Premiums
The following cover options are available for qualifying South Africans:
Single Cover
| Cover Amount | Monthly Premium |
|---|---|
| R10 000 | R70 |
| R20 000 | R95 |
| R30 000 | R120 |
Family Cover
Covers main member (18–65), partner (18–65), and children.
| Cover per member | Monthly Premium |
|---|---|
| R10 000 main & partner / R5 000 children | R80 |
| R20 000 main & partner / R10 000 children | R115 |
| R30 000 main & partner / R15 000 children | R150 |
Extended Family Cover
Add parents, in-laws and other family members aged 0–85.
| Age group | Cover options | Monthly from |
|---|---|---|
| Adult 0–65 | R3 000 – R15 000 | R22 |
| Adult 66–75 | R2 000 – R10 000 | R36 |
| Adult 76–85 | R2 000 – R10 000 | R50 |
Value-Added Benefits
- Emergency Medical Services
- Trauma & Assault Assistance
- HIV Prevention Cover
- Legal Assist
- Repatriation of remains
- Discounted Food Vouchers
How Momentum Compares
| Provider | Max Cover | From (pm) | Accidental Death | Payout |
|---|---|---|---|---|
| 1Life | R50 000 | R29 | Immediate | 24 hrs |
| Assupol | R100 000 | R70 | Double payout | 48 hrs |
| Avbob | R50 000 | R36 | Double payout | 48 hrs |
| Capitec | R100 000 | R25 | Immediate | 24 hrs |
| Clientele | R50 000 | R39 | Immediate | 24 hrs |
| Discovery | R50 000 | R60 | Immediate | 48 hrs |
| FNB | R50 000 | R49 | Double payout | 24 hrs |
| Hollard | R50 000 | R59 | Immediate | 48 hrs |
| Liberty Life | R50 000 | R55 | Immediate | 48 hrs |
| Metropolitan | R50 000 | R36 | Immediate | 4 hrs |
| Momentum | R50 000 | R49 | Double payout | 48 hrs |
| Old Mutual | R50 000 | R49 | Double payout | 48 hrs |
| Sanlam | R100 000 | R80 | Triple payout | 48 hrs |
| Standard Bank | R100 000 | R55 | Double payout | 48 hrs |
Premiums are indicative starting prices and subject to change. View full comparison »
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With Grace is a funeral cover and policy provider that gives South Africans information about a range of funeral related insurance products. We work with only the best funeral policy companies in South Africa to ensure you get the best plan and service. READ MORE
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