Standard Bank Funeral Cover Plans for South Africans

Standard Bank's funeral cover was voted Product of the Year 2025 in the funeral planning category — the largest independent consumer survey of product innovation worldwide. Its flexible funeral plan covers the main member, spouse, children, parents, in-laws, and household staff on a single policy, with cover up to R100 000 for the main member.

Standard Bank Funeral Cover Highlights

  • Up to R100 000 cover for main member
  • Covers spouse, children, parents, in-laws and household staff
  • Children covered up to age 21 (or 25 if full-time students)
  • Voted Product of the Year 2025 — Funeral Planning category
  • Premiums deducted directly from Standard Bank account
  • Cashback benefit available on selected plans

Standard Bank Funeral Cover for Parents

Standard Bank's plan allows parents and parents-in-law to be added as extended family members, making it suitable for South African families supporting multiple generations. Premium amounts for parents depend on their age at the time of joining the policy.

Standard Bank Funeral Cover Contact Details

Phone: 0860 123 000 | www.standardbank.co.za

How Standard Bank Compares

Provider Max Cover From (pm) Accidental Death Payout
1Life R50 000 R29 Immediate 24 hrs
Assupol R100 000 R70 Double payout 48 hrs
Avbob R50 000 R36 Double payout 48 hrs
Capitec R100 000 R25 Immediate 24 hrs
Clientele R50 000 R39 Immediate 24 hrs
Discovery R50 000 R60 Immediate 48 hrs
FNB R50 000 R49 Double payout 24 hrs
Hollard R50 000 R59 Immediate 48 hrs
Liberty Life R50 000 R55 Immediate 48 hrs
Metropolitan R50 000 R36 Immediate 4 hrs
Momentum R50 000 R49 Double payout 48 hrs
Old Mutual R50 000 R49 Double payout 48 hrs
Sanlam R100 000 R80 Triple payout 48 hrs
Standard Bank R100 000 R55 Double payout 48 hrs

Premiums are indicative starting prices and subject to change. View full comparison »

Looking for a Quote?

WithGrace does not provide Standard Bank cover. However, we can connect you with a registered funeral cover plan that may suit your needs:

» Compare funeral cover plans

» Funeral cover for parents — from R22/month

» Funeral cover for pensioners — up to age 85

» Cheap cover for extended family

» Funeral cover with no waiting period

» All funeral cover options

Please note: WithGrace is an independent funeral cover information service. We are not affiliated with, authorised by, or acting as an agent for Standard Bank. This page is for information only — WithGrace does not sell or provide Standard Bank cover. To apply directly, visit https://www.standardbank.co.za/southafrica/personal/products-and-services/insure-what-matters/yourself/funeral-plans
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With Grace is a funeral cover and policy provider that gives South Africans information about a range of funeral related insurance products. We work with only the best funeral policy companies in South Africa to ensure you get the best plan and service. READ MORE

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