Discovery Funeral Cover in South Africa
Discovery Life offers a comprehensive funeral plan from R34 per month. Discovery Health Medical Scheme members receive a 15% discount on monthly premiums, making it an attractive option for families already in the Discovery ecosystem. A CashBack benefit returns one premium per year to policyholders who remain claim-free, with up to 100% of premiums paid back over the life of the policy.
Discovery funeral cover can be structured to include the main member, spouse, children, and extended family. As with all funeral plans, accidental death is typically covered immediately, while natural death has a standard six-month waiting period.
Funeral Cover Plans & Premiums
The following cover options are available for qualifying South Africans:
Single Cover
| Cover Amount | Monthly Premium |
|---|---|
| R10 000 | R70 |
| R20 000 | R95 |
| R30 000 | R120 |
Family Cover
Covers main member (18–65), partner (18–65), and children.
| Cover per member | Monthly Premium |
|---|---|
| R10 000 main & partner / R5 000 children | R80 |
| R20 000 main & partner / R10 000 children | R115 |
| R30 000 main & partner / R15 000 children | R150 |
Extended Family Cover
Add parents, in-laws and other family members aged 0–85.
| Age group | Cover options | Monthly from |
|---|---|---|
| Adult 0–65 | R3 000 – R15 000 | R22 |
| Adult 66–75 | R2 000 – R10 000 | R36 |
| Adult 76–85 | R2 000 – R10 000 | R50 |
Value-Added Benefits
- Emergency Medical Services
- Trauma & Assault Assistance
- HIV Prevention Cover
- Legal Assist
- Repatriation of remains
- Discounted Food Vouchers
Funeral Cover Guides
Funeral Policies
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With Grace is a funeral cover and policy provider that gives South Africans information about a range of funeral related insurance products. We work with only the best funeral policy companies in South Africa to ensure you get the best plan and service. READ MORE
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